Yeah, I think it's safe to say that they are going out of style. Plastic is what I use. Cash is used sometimes, but not often.
I write maybe 1 or 2 checks a year these days. It is just so much faster and easier to use a debit card. Same could be said about postage stamps, it seems the only time I use those is when sending out Christmas cards.
It's clearly they are dying. There are way too many faster method of payment right now, and they are more secure too. In the past transactions were somewhat based on cofidence, nowadays if you got the money into your account (bank or virtual payment method), you pay and you get your product (probably). In the past you gave the check and got the product, and the seller probably got his money, if the check didn't bounced. It's an obsolete way of payment considering the dynamic world we live in today.
I have to say that yes, they are becoming a thing of the past. With online bill pay and debit cards, there is really not many reasons to actually write checks any more.
Haha. I still have my original checks from when I opened my account years ago. Since the invention of the debit card, really who needs them? I think the only check I write every month is for the lady who does my hair. I usually try to bring her cash, but she is the only one I deal with that doesn't have a credit card machine.
I very, very rarely use them. In fact, I have the same checks from 5 years ago and am no where near running out. I usually only use them when there aren't other options. For example, I had to mail in a check to get my FOID card....and I used one when I got my license renewed, they only take cash or check, and I don't carry cash either, lol.
I didn't think stores still excepted them! The one and only time I used a cheque was when I received my first cheque book and wrote a cheque to my sister for 50p! I haven't used it since.
I believe they are and everything is going to paperless and I hate that. I don't like putting my accounts online and paying that way. I always try to find a payment center for whatever bill I have to pay and go there. To me it's plain laziness for a person to go paperless because they may need a copy of whatever bill they are paying later on down the line and then what do you do. I always keep my receipts so, if they say I didn't pay, I say, oh yes I did, look at this.
Well you can thank the check fraudsters for that. I've been to many stores where they have signs in the windows saying "No checks". It's because check fraud is such an epidemic that these stores have just given up on trying to weed it out. I even see when you give them cash money they examine it to see if it's real because there's a lot of counterfeit cash floating around. And some stores now have signs saying they won't accept bills larger than $20. It's getting weird out there.
Well it means you must have a lot of free time. I have to work everyday just to be able to pay all bills. So when I have some free time I don't want to spend it doing something i hate, paying bills. Two minutes online and the deal is done. Why don't you get a debit card with a low administration fee and use it only for paying bills?
At one time, I used to go through two cheque books a year. I've had the current book for three years now, and I've only used half a dozen cheques out of it. If I want to send money to anyone in the family by post, I use a cheque, but more often I just transfer money online through my bank. It's in the account immediately, and there's no waiting around for the cheque to clear. Being the cautious person I am, I'm still hanging on to the cheque book - just in case I need it one day.
I hope so, I hate standing in line when someone is writing a check and taking 30 minutes. I love my debit card, it is quick and easy. Also much more convenient.
Uhm.. Not really, they aren't going out of style.. I still use them myself or when I receive different payments.
Now that you mention it, I haven't used one in years. I don't even remember the last time. I much prefer cash (odd man out, I know), or credit cards for large purchases.
Here in the UK, cheques are still widely used. Mostly in bank transfers or transactions. If transactions would cost a person big amount of money, like for businesses, cheques are one of the secure form of payment. But of course, if it only involves minor purchases like buying stuffs online, why would you use a cheque? Some bank charges for cashing in cheques and that would not be preferable if you are a seller and the items costs aren't that big anyway.
You have a valid question here. Between debit cards and electronic payments online, it would seem as if checks are being phased out. I do know some people including my own sister who still prefers to use checks to pay bills. But even she has admitted that if postage keeps going up that she might considered going online to pay bills. Up to now she hasn't been a huge fan of paying bills online because of security purposes. But I think that checks may still exist in some form or another such as cashier checks, but I'm not sure if personal checks will still exist in the future.
The last time I used a check was a few years ago. I do have a stack of check books from my current bank that has not been used. When I opened my account with my current bank two years ago, they gave me a the check books for free. I use my debit card or cash for the purchases I make. It does appear as though checks are going out of style. Also, Its more convenient for me to use my debit card.
Absolutely. I work in retail and anytime i see a check I'm kind of surprised. I know a lot of people like to have an actual list of what money they're spending in their pocket, now with smartphones and mobile banking checking your balance takes no time at all before you use a card. I would be shocked to see checks still around in an everyday fashion in 10 years.
I haven't used a check in a long time either. I know places still accept them but I haven't had a need to use them since we have other more advanced ways to pay. I think a check would be come in handy during a time your debit card may not be working or something.
I think so, yes. The only time I use my checks are for paying bills that I haven't set up for electronic payment. I also use checks for school fundraisers. It amazes me to see people writing checks for purchases, like at the grocery store. I try to hide my annoyance, but writing a check slows down the checkout process! I have noticed that it is usually older people who pay by check(in stores). I think it is just a matter of time and they will be phased out entirely.
